Future Planning

Are you getting the right advice at the right time to help you reach your financial goals?

In addition to helping you manage your tax, accounting and business needs – we are passionate about focusing on you and your family’s financial future.

These are the types of questions you can expect when you start working with us:

  • Do you have a Will?
  • Do you have an Enduring Power of Attorney
  • Do you have enough personal insurance for you and your family to live in the event of sickness or death
  • How much super do you have?
  • When do you want to retire?
  • How much income do you want in retirement?
  • Do you have a retirement plan?
  • Do you have a plan for reducing debt?

These are unpleasant and difficult questions for many people – but very important.

We make it easy for you by introducing you to our specialist financial planners and risk advisers who work with us closely to make sure your financial goals are met.

We can also introduce you to legal practitioners who also work closely with us to make sure our clients with your estate planning is current and up to date and considers business structures and other entities like a self managed super fund.

Self Managed Super Funds

More Australians than ever are choosing to take greater control of how their super is invested. In fact, it is reported that SMSF’s now make up nearly a third of Australia’s total superannuation assets.

  • Are you sure your SMSF is fully compliant and could survive scrutiny by the ATO?
  • Do you need help setting up an SMSF?
  • Do you want more information on whether an SMSF is right for you?

While setting up a SMSF is straightforward – the administration and management can be time consuming and complex. It makes sense to invest in the right advice to make sure you’re meeting all your compliance and regulatory requirements.

Here at PG&A we love self managed super funds. We love them so much we have a specialist CPA dedicated to making sure they are fully compliant and ready for a smooth audit each year.

From the establishment of a SMSF, in conjunction with our referral partners, to the preparation and lodgement of income tax returns, financial statements and audits, we will help you look after everything.

We’re also flexible and offer a quarterly processing service. This not only helps with the fund’s cash flow but means we can correct any problems prior to the end of June.

Meet Chris

Some years ago, Chris started a small business. He successfully built it up and was continuing to invest in his growing business. Despite the growth, Chris was still operating as a sole trader. He soon became concerned that his personal assets were in jeopardy if anything happened to the business.

We spent time with Chris, not only reviewing his business, but also understanding what he wanted to achieve on a broader basis – professionally, financially and personally.

At PG&A Accountants & Advisers, we are fully equipped to handle all of your accounting and financial concerns and queries. Whether you need help with your business accounting and tax, protecting your assets or want to plan for a more comfortable retirement, we can provide a solution to suit you.

With almost 30 years’ experience, we are experts in all aspects of accounting and taxation and understand what it’s like to operate a small business. From general business advice to explaining tax implications, to appropriate structures and personal and business insurances, in conjunction with our referral network, we offer honest, down-to-earth service that ensures you are happy every step of the way.

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